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aa The U.S. Tax Code can be incredibly complex to understand and seemingly impossible without having a lawyer to explain everything. Fortunately, many of these tax information do not apply to the average person. The necessary knowledge needed for taxes for individuals is rather basic and easy to understand. However, keep in mind that taxes changes occur annually. Fortunately, if you are doing your taxes on, they can easily filter through the tax changes for you. One of the main changes that occur with taxes are inflation adjustments. These occur the most and are simply the increase in costs of goods and services. These increases result in tax increases as it is determined by the dollar. The IRS will generally adjust the value of some exemptions and deductions. This allows you to better protect some of your finances from becoming tax deductible. Within the year of 2013, consumers will see the below tax changes: -In 2010, the 2% temporary reduction in S.S. expired and as of 2012 it has been brought back to the previous level. -For those with an income over $400,000, an additional tax bracket has been added. -An increase to 20% has occurred for long-term capital gains. -For individuals with an income over $200,000, there is a 3.8% Medicare surtax. -There is an additional .9% tax charge for individuals with an income of over $200,000. -Increase to 10% of unreimbursed medical expenses for all most all tax payers. -A $5.25 million gift tax and estate exclusion. -Added 39.6% tax bracket on thresholds. -Rise of over $6,000 tax credit on maximum earned income. -EITC income level rises up to $51,567 -Families and individuals receive and increase in deductible amounts for Health Savings Account -Increase up to $3,900 for dependent or personal exemptions. This is the generalized information for the changes in taxes in the year of 2013. Some of the changes can have an attack on your wallet. Preparing for tax changes can help you save money at the end of each year. While the outcome of decisions made by the government on tax changes are anybody’s guess, following the information given by the IRS can be financially beneficial and prevent you from getting into some trouble. Generally, Congress make tax changes late in the year, normally in December. This limits your time for end of the year decisions. Be sure to monitor for timely changes in order to stay in the safe zone.


Buying your home can raise a few questions; many of them could be addressed at the, while some of those questions are easy enough to answer on our own. One question always seems to top the list of appropriate choices and that is the kind of mortgage arrangement we choose to sign up for. There are two basic levels of mortgage arrangements; here are a few things to consider before you settle on the one that is more suited to you.

With a new home come new responsibilities, whether those are for repairs or projects that you consider as important, any increased cash flow will make things a lot easier. A 30 year mortgage loan will mean more money in your pocket, which in turn will mean that you will have more cash to work with when it comes to your other financial responsibilities.

Every loan agreement that you choose to enter into will require interest charges and the longer the loan extends for, the more interest you will end up paying. Naturally, the sooner you can pay off the loan, the more you will be able to reduce those interest costs. The difference between a 15 and a 30 year mortgage is the amount of interest you end up paying.

Anyone who has ever lived on their own will tell you that a poorly planned budget can cause major financial headaches. Although a 15 year mortgage plan will help you pay off the house that much sooner, it may not allow you to generate affordable monthly payments on your mortgage. A 30 year loan will take longer, but the monthly payments might be a little more manageable.

Once you have signed on the dotted line, you are now married to your house and the mortgage agreement is your certificate. You may not want to be stuck with the yolk of a 30 year mortgage, regardless of how much better your monthly payments are looking. A 15 year mortgage plan will give you something to look forward too and you don’t have to wait 30 years to get it.

And finally, if you are interested in building equity in your home, a 15 year mortgage agreement will facilitate a quicker response, especially since most of your payments will be applied to the principal balance. The bottom line, choosing the right mortgage plan will be based on what you are hoping to accomplish in the end.



LouisvilleHomesFast is one of the best websites for people that want to relocate to the Louisville area. This is a wonderful place to live, and more people are moving there to take in all the activities that the city has to offer.

A lot of people love Louisville because there are so many different things to do. People that love sports will love the Louisville area. There are some dedicated fans that invest a lot of time in college sports in this city. The professional baseball team also gives people a lot to do during the summer months. Sports bars are a fun pastime because of this, but that is only the tip of the iceberg. There are a lot more things to do in the Louisville area.

People that come to Louisville will also have access to lots of other activities like museums and historic centers. The Frazier History museum is on the best places for people that like history. There is also a Muhammad Ali center that is also a big attraction for the downtown area.

Some people may go to the Museum for American Printing House of the Blind. Others may want to go to the Flame Run Glass Studio and Gallery. These are all good attractions for the entire family. That is one reason that so many people love the city. There are lots of things that parents can do with their children. The Speed Art Museum, for example, is a great place for art lovers. Parents can educate their kids on things like paintings from Picasso and Rubens.

The restaurants in Louisville are also great. The Decca is considered one of those premier restaurants that people have to visit when they come of Louisville. Another called Hillbilly Tea is a unique restaurant that is a downtown spot that attracts lots of people that like Barbeque. People that are interested in French cuisine can try out the Bistro Le Relais. This is a traditional French cuisine restaurant that is adored by the Louisville natives and praised by visitors of Louisville.

All of the different elements that make up the city will inspire a lot of people to relocate to Louisville. The real estate is awesome and the population is continuing to grow. There are lots of homes for rent and for sale. People that like Louisville will have many options for relocating to this area.


Angelina Jolie has made it a habit to adopt children from other parts of the world, and she has done it four times. She is currently considering adopting a fifth time with her partner, Brad Pitt. Her first step into this venture was to adopt a baby boy from Cambodia who she named Maddox. She became acquainted with Cambodia during the time that she was filming a movie there, “Lara Croft: Tomb Raider,” and when she went there for the United Nations High Commissioner for Refugees (UNHCR).

The baby that Jolie would eventually take home with her was born on August 5, 2001. The baby, Rath Vibol, was given up to an orphanage in the Cambodian city of Battambang. Even though Jolie was married to actor, Billy Bob Thornton at the time, she adopted the child who became known as Maddox Chivan on her own; she was able to retain full custody of Maddox after her divorce from Thornton.

The next child in line for Angelina Jolie was a baby girl from Ethiopia. This baby was born on January 8, 2005, in Ethiopia and was adopted from an orphanage located in Addis Ababa. The baby has been given a name and had it changed three times in her short life with the first name being Yemsrach. Her name was changed to Tena Adam in her orphanage at Addis Ababa. When Jolie adopted her, the permanent name of this little girl became Zahara Marley.

This baby’s adoption was greeted with a few controversies. When Jolie first arrived in the United States with Zahara, the baby needed to be hospitalized to be treated for dehydration and malnutrition. Later in 2007, Zahara’s biological mother came back from the dead. It had been believed that Zahara’s mother was deceased, but she was in fact alive. Tabloids reported that the biological mother wanted to have her child returned to her, but the mother eventually confirmed that those reports were untrue; she was actually happy that Zahara had been chosen for adoption by someone like Angelina Jolie.

Vietnam became the next country of interest for adoption for Angelina Jolie. A baby boy born on November 29, 2003, had been abandoned at an orphanage in Ho Chi Minh City. His given name at that time was Pham Quang Sang; after his adoption he became known as Pax, a name that Jolie’s mother suggested that she name him. Although she was in a seriously committed relationship with actor, Brad Pitt, at the time, they were not able to adopt Pax together; Vietnam does not approve adoptions for couples who are unmarried. This was rectified when they returned to the United States, and Pitt was able to adopt Pax in 2008.

In between these adoptions, Jolie has given birth to three other children. Shiloh was born in 2006, and twins, Knox and Vivienne, were born in 2008. The tally adds up to three adopted children and three biological children for Angelina Jolie and Brad Pitt, but they are not finished. They are in the process of adopting their seventh child.

The plans to adopt a seventh child were announced in 2008, shortly after the twins were born. They were required to wait until any children they had were at least six months old before they could be considered as adoptive parents for any new children. The latest addition to the family is rumored to be a four-year-old, Haitian girl, named Leah. Like Jolie’s other adopted children, this particular girl has been residing in an orphanage in Haiti, because her parents were believed to have died in the highly destructive earthquake that Haiti experienced in 2010. The adoption is expected to be finalized at the end of this year.

Angelina Jolie has finally come forth with a description of what developed between her and Brad Pitt while filming the movie Mr. & Mrs. Smith. She sincerely insists that she never intended for his marriage to Jennifer Aniston to dissolve because of their new-found connection.

In 2003, when Angelina met her costar Brad Pitt for the very first time, she didn’t know very much about the status of his personal life, as she relayed in Vogue’s January issue. She did say that it was quite clear that he loved and respected Jennifer, and they were best friends.

At age 31, Angelina was leading a full life, as was Brad. She knows that neither of the two were seeking a relationship. As a single mom, Angelina was content with her life.

However, Brad surprised her. She had only the impression of him that the media chose to present – the impression she shared with most of the public.

The nature of the film involved Brad and Angelina doing crazy things together, and through this they discovered a strange new friendship, plus a partnership that seemed to have a life of its own. Within a few months, Angelina starting realizing that she greatly looked forward to going to work. The two found immense joy in all the things they had to do together, and truly, they made a great team. Becoming a pair was only natural.

However, they did not start to think about having a relationship at that time, according to Angelina. She says that not until the end of shooting the film did they realize that the chemistry between them meant more than they had let themselves believe. Upon discovering that they both felt the same way, they knew they had a lot to consider seriously.

From the time filming of the movie wrapped up in 2004 until after Brad and Jennifer announced that they were separating in January of 2005, Brad and Angelina remained extremely good friends. She says that the period during which she spent time getting to know Brad prior to his split with his wife was not as fun-filled as most people believe it must have been. The two spent much time thinking, contemplating, and discussing things they both wanted out of life, and they came to the realization that they both desired extremely similar things. From there, the two continued to take their time. Even after realizing that they were perfect for each other, they remained extremely close friends until their lives converged in a manner that allowed them to be together because they felt like they should.

Angelina’s son, Maddox, actually brought about the completion of their destiny. Out of the blue one day, Maddox suddenly called Brad “Dad.” No one knew what made him say it. The three were playing in a hotel room with cars on the floor, and both of them heard him say it. They said nothing, but they looked at each other, and in that moment, they knew that they should be a family.

Angelina states that she would be willing to meet Jennifer, but only if she wanted to meet with Angelina. If she did, then Angelina would welcome the meeting.

Brad has stated that he and Angelina would not get married until marriage was available as a legal option to all couples. Angelina says that marriage is not a priority to her. Since both she and Brad have been married, they know that marriage is not a magic solution for keeping couples together. She says that they are bound legally to their children, and that is paramount.

Actress Angelina Jolie is one of the most famous women in the world for a number of reasons. She’s been called the most beautiful woman alive, she’s married to A-list actor Brad Pitt, she won an Academy Award for her work in the 1999 film “Girl, Interrupted,” not to mention her laudable and seemingly ceaseless humanitarian work worldwide. However, the actress also has a rebellious side, and her tattoos have attracted a lot of media attention. Though they’re hidden from view when filming a movie, the different tattoos Angelina Jolie has each come with an interesting story and explanation.

Jolie is seemingly tattoo-obsessed – when you take into account the ones she removed, the tattoos she’s had over the years number well into the double digits. She has the words “know your rights” adoring her upper back, in tribute to the song of the same name (her favorite) by punk band The Clash. On her left shoulder blade is a Buddhist incantation done for good luck, which supposedly wards off her enemies and ensures her wealth, beauty and power. She has a coverup on her right arm of an Arabic tattoo reading “determination,’ with a roman numeral XIII (13) adorning her other arm. This tattoo is followed by V MCMXL, which represents the date of a famous Winston Churchill speech.

“A prayer for the wild at heart, kept in cages” is another piece of text sported by Jolie on her left arm, which is a line by famous playwright Tennessee Williams. Continuing her penchant for tattoos of words, often in foreign languages, Jolie wears “Quod me nutrit me destruit” on her stomach, which means “what nourishes me, destroys me” in Latin. Next to this is a large, slightly askew cross tattoo. Jolie wears a runic “h” on her wrist, which reminds her of her brother, and she has a list of geographical coordinates which represent each of her children – Maddox, Zahara, Shiloh, Plax Then, Knox, Vivienne, and a 7th for Brad Pitt’s birthplace. One of her largest tattoos is a foot-long Bengal tiger on her back to commemorate her Cambodian citizenship.

The list of different tattoos Angelina Jolie has had removed or covered up is almost as long as the list of tattoos she has now! Above her tattoo of a dragon, Jolie removed the name of her ex-husband Billy Bob Thornton when they split up. A line design created by her in Thornton on her arm is covered up as well. The dragon is now gone as well. She’s also removed dragons from her lower back and hip, as well as a window from her lower back because she no longer feels like she’s looking through a window, unhappy with where she is. Jolie has also removed or covered up two Japanese symbols – “death” on her back, replaced by a tattoo for her son Maddox, and “courage” on her wrist, a tattoo she got with her ex-husband Johnny Lee Miller.

Now that you know about the different tattoos Angeline Jolie has, as well as the history and context behind them, you’ve learned a little about what motivates this famous star and what’s important in her life.

As one of the most high-profile actresses of her generation, Angelina Jolie is generally considered a box office draw. She commands over $10 million per film, even though her movies are actually hit or miss as far as total grosses go. Some of her movies have lived up to their blockbuster billing, while others have disappointed when considering budget. Her 10 highest-grossing movies are as follows (domestic totals only):

1. Kung Fu Panda (total gross: $215 million) – This animated adventure premiered at the Cannes Film Festival, ad was a huge family hit in the summer of 2008. The cartoon, to which Jolie leant her voiceover talents, was mostly well-reviewed by critics.

2. Mr. and Mrs. Smith (total gross: $186 million) - In 2005, Jolie starred alongside future partner Brad Pitt in this action comedy. While met with a tepid critical response, the movie became one of 2005′s biggest summer hits.

3. Shark Tale (total gross: $160 million) – In the fall of 2004, Angelina scored her first big voiceover hit with Shark Tale, a star studded animated film. The movie had legs, as it remained in theaters until January 2005.

4. Wanted (total gross: $134 million) – This summer action film also boasted James McAvoy and Morgan Freeman alongside Jolie. A comic book adaptation, it opened with an impressive $50 million, and continued to earn all summer.

5. Lara Croft: Tomb Raider (total gross: $131 million) – Jolie starred in this popular video game adaptation in 2001. Lara Croft is considered on of the toughest women action characters and needless to say she doesn’t fight like a girl.  Though some thought this was a great start to a franchise, Tomb Raider’s sequel underperformed at the box office.

6. Salt (total gross: $118 million) A mid-summer 2010 release, Salt was unveiled after a long and mysterious ad campaign. It did not quite live up to expectations, though, bringing in only a few million more than it took to produce.

7. Gone In 60 Seconds (total gross: $101 million) – Angelina acted alongside Nicholas Cage in this action remake. It was her first big action vehicle, and its respectable box office take likely helped her land some future action roles.

8. Kung Fu Panda 2 (total gross: $100 million) – The sequel to Jolie’s most successful film, Kung Fu Panda 2 opened in May 2011. As it is still in theaters and has quickly reached the $100 million mark, it will likely continue to perform well and climb high on Jolie’s all-time box office list.

9. Beowulf (total gross: $82 million) – This 2007 animated movie was released in 3D, but even the inflated 3D prices did not help it succeed. In the United States, it made only a little over half of its production budget.

10. The Tourist (total gross: $67 million) – Though this film rounds out the top 10 highest-grossing movies of Jolie’s career, it was considered a major box office disappointment. It fell way short of recouping its $100 million budget in the United States.

Jolie’s more critically lauded roles, such as those in Girl, Interrupted and A Mighty Heart, have not taken in as much at the box office. Her biggest monetary successes have been the big summer blockbusters. However, she has also built a good voiceover career, and may continue to make well-reviewed, high-grossing family films.

As one of the highest paid actress in the world and half of power couple Brangelina, with partner Brad Pitt, Angelina Jolie is always on the fashion radar. Although her style has evolved over the years, certain elements of her personal look have remained consistent.

1. Neutral Tones

Typically, Angelina is photographed wearing black. Whether it is a formal event or a casual day out with the kids, it is her go-to color. Although her appearance has become more mainstream than gothic, she still retains that touch of rebellion. When she does forgo black, she chooses other neutral shades like white, gray, nude or flesh tones.

2. Rare Color Sightings

When she does wear color, it is bright and bold, like the gorgeous yellow dress she wore to the 2007 Cannes Film Festival or the red, asymmetrical neckline dress that she wore most recently to Brad Pitt’s latest film screening. When pregnant in 2008, Angelina wore her signature full-length gown with spagetti straps, empire waist and a v-neckline, but it was a pea green color.

3. Solids, Clean Lines and Minimal Detail

Rarely is Angelina seen wearing a print of any kind. Even though she wears clothes with clean lines and minimal details, the outcome is never boring. Since she is so tall and curvy, with very strong facial features, she looks stunning in basic, simple pieces, without a lot of fussy extras.

4. Leather

Whether it is pants, a skirt or a dress, Angelina loves to wear leather. There are numerous photographs of Angie wearing super-tight leather pants with a midriff bearing t-shirt that shows off her stomach tattoo. She doesn’t limit the leather to casual outfits and has worn leather dresses to several formal events.

5. Knee-Length Skirts

In spite of her endlessly long legs, Angelina tends to avoid mini-skirts, and instead, opts for the knee-length version. When worn with tasteful pumps and a loose hairstyle, she strikes a refined, respectable air. Especially if the fabric is something other than leather like a silk, sateen, cashmere or jersey material.

6. Long Dresses

Between Brad’s movie premiers and her own, Angelina often needs to wear a formal gown. She elects to don full-length gowns that brush the red carpet. Rather than a sexy slit, the dress covers her legs in a loose and airy fit.

7. Asymmetrical, Strapless and V-necklines

When wearing those black-tie gowns, the neckline may be open in an interesting asymmetrical outline, a strapless form or a plunging v-neck with thin straps. Although the bodice of the dress hugs her curves, it never looks vulgar or too showy. Angelina also likes to carry a matching shawl or wrap on cooler nights.

8. Billowing Tops

For a more covered-up neckline, Angelina prefers tops and dresses with a blouson effect and flowing, elbow-length sleeves. They give her a demure, old-hollywood elegance.

9. pantsuits

Angie also likes to wear pant suits, sometimes without a shirt underneath, such as the white tuxedo suit she wore for the 2001 Oscar ceremony. When she does wear a shirt, it is a casual t-shirt or button-down blouse.

10. minimal jewelry

Usually, Angelina will wear one piece of jewelry, such as drop earrings or a diamond necklace. Instead of pilling on the accessories, she keeps it simple. Many times, she forgoes jewelry completely and opts for simple light makeup and nail polish look.

In spite of her obvious sex-appeal, Angelina Jolie is sensual without being vulgar. She maintains a natural look, like she isn’t trying to hard. Whether it is a sophisticated ball gown or figure-hugging leather pants, Angelina Jolie never strays too far from her personal fashion style.

Angelina Jolie, superstar mother of six, has recently voiced her discontent with the American educational system. In an interview with The Independent, a UK based newspaper, Jolie shares her, somewhat controversial, opinions about her children’s schooling. It appears as if Jolie believes that we, as a society, are steadily moving ahead, while the educational system has not “caught up with our children and our way of life.”

What Angelina was trying to say is that children need to experience the world for themselves. She would rather her children explore the world, visit museums, read great literature, and learn to play instruments. While the school system teaches children the basics, it does not give them worldly experience. Some knowledge can only be achieved through living and experiencing life.

Jolie’s children are definitely experiencing life. Jolie is a known and celebrated humanitarian. She is an active UNHCR Goodwill ambassador, spending much of her time traveling the world. Her six children are constantly traveling the world with their famous parents. They are not trapped inside of a classroom for hours each day, like the average American child. So it makes sense that the actress would believe the educational system has not “caught up with our children.” Regrettably, most children simply do not have the opportunity to visit third world countries and exotic locales so frequently, if at all.

Although, Jolie does admit that she doesn’t have it all figured out. Even Angelina wishes there were a book that she could read on how to “navigate the through the school system.” Unfortunately, that admittance will not be enough for those offended by her comments. The hard-working individuals working to improve the educational system are not going to appreciate criticism from a woman whose children have never attended public school.

In the actress’s defense, during the interview, Jolie did make every effort to be diplomatic. She did not point fingers at specific groups; she broadly stated that the school system wasn’t up to par. Many people would readily agree with that statement. After all, according to The Bill and Melinda Gates Foundation, only 71% of all children receive their high school diploma on time.

Angelina has been looking into many other alternatives such as online education. She has stated in many interviews that she would like to personally pursue an education online in which she believes is a better substitute than many graduate programs out in the field.

Jolie also goes on to say that her children do have tutors that travel with them. These tutors are from several different cultures, which helps expose the children to different ways of life. Jolie also claims that she has been trying to get more involved with her children’s education. This struggle for involvement is something that many parents can certainly relate to.

While Angelina’s comments may be a bit controversial, the actress is no stranger to controversy. Before becoming a mother, Angelina was known for her shocking behavior and outspoken nature. A few years ago, these comments would have been considered tame.

Even if Jolie’s comments are mildly abrasive, there’s no doubt that she means well. It would be wonderful if the American educational system could teach children the ways of the modern world. Yet most people would still agree that children need good old-fashioned lessons in reading, writing, and arithmetic.

Even more than other celebrities, Brad Pitt and Angelina Jolie are reputed for their exquisite taste in homes and the huge mansions that they buy. However, rumors often suggest that they have rather more homes than they actually do. Joining their mansions in L.A., New Orleans, Southern France and Italy is a rental in Long Island New York, called the Sassafras Estate.

Financial Details

If anyone can afford a new mansion, it’s the Jolie-Pitts. Reportedly, they originally moved into the mansion so Jolie could be on location while filming “Salt.” This 48-acre property is a waterfront estate in Lloyd Neck Harbor on Long Island in New York.  The family will be renting it from the unnamed owner, who is asking for $60 million for the property and recently turned down an offer of $50 million. At one time, the Sassafras estate was listed on the “Forbes” list as one of the 10-most expensive homes in North America. Reportedly, the Jolie-Pitts are paying $100,000 per month to rent it for the duration of their stay.

Check this out for mortgage loan rates on houses like Brad and Angelina’s.

About the property

The mansion is in the Tudor-style, which traditionally incorporates medieval style architecture from the 16th and 17th centuries. Sassafras incorporates the beautiful oriel windows and the traditional Tudor shape. It’s 22,000 square feet and has eight bedrooms.

Also on the estate are two helipads. This is perfect for the Jolie-Pitts since they do tons of traveling for their thriving careers. Since Jolie’s a licensed pilot, it’s possible the helipad will get some use. The kids love helicopters, so maybe they can convince Mom to take them for a spin.

A six-bedroom ranch-style guesthouse rests on the property. It also has an 11-bedroom staff house, which is also a Tudor-style dressing.

But that’s not all. The waterfront property includes a private cove with a dock and large enough for a yacht, a sailboat and a speedboat. Twelve of the properties acres are underwater for a few joy rides. When they want to swim, they have a pool. The property also includes some tennis courts.

And if any of the kids like horses, they’re in for a treat. A nearby 1500-state park has horseback riding and walking trails.

What It All Means

The Jolie-Pitts are incredibly fortunate and able to have the experience of a lifetime. The Sassafras Estate is incredibly unique for an area so close to Manhattan. Built in 1987, it’s very secluded and private. The castle-like main building is copious and room, with high, decorated ceilings. It’s designed for luxury and comfort.

The outside may look amazing, but it’s nothing compared to what awaits inside. In addition to the bedrooms, it includes eight full baths and four half-bathrooms. From many of the rooms, the large windows provide views of the cove.

There’s a large formal dining room and an enclosed dining terrace that is heated so it can be enjoyed even during New York’s cold winters.

The mansion also houses a gym with a barbershop, a hot tub, a steam shower and cold plunge.

If you’re in the New York area, keep your eyes open and you just might be lucky enough to catch a glimpse of the Jolie-Pitt family as they enjoy their mansion with trips to the city, only 50 miles away. Even people like Angelina Jolie and Brad Pitt have problems with getting junk mail in their mailboxes at home. They probably have personal assistants to handle their direct marketing spam problems. Hopefully, they’ll have plenty of time to explore the beautiful mansion and find time to enjoy all of its amenities. Maybe a rousing game of “Hide and Seek” is in order. Whatever they decide to do, they have the ideal atmosphere for it.